Article 20 — Passing of risk

Consumer Rights Directive, Directive 2011/83/EU

What does CRD Article 20 say?

Short answer, straight from the official text

In contracts where the trader dispatches the goods to the consumer, the risk of loss of or damage to the goods shall pass to the consumer when he or a third party indicated by the consumer and other than the carrier has acquired the physical possession of the goods.

Source: Consumer Rights Directive, Directive 2011/83/EU, read 2026-10-13.

In the actEU 2011/83
ChapterIV · Other consumer rights
CELEX32011L0083
Read on2026-10-13

Official text

Read from the EU Publications Office for this CELEX number. The wording stands as published; nothing here is rewritten or summarised.

In contracts where the trader dispatches the goods to the consumer, the risk of loss of or damage to the goods shall pass to the consumer when he or a third party indicated by the consumer and other than the carrier has acquired the physical possession of the goods. However, the risk shall pass to the consumer upon delivery to the carrier if the carrier was commissioned by the consumer to carry the goods and that choice was not offered by the trader, without prejudice to the rights of the consumer against the carrier.

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