Obligations, exemptions, fines and dates in EU digital rules

PSD2, the DSA, the DMA and the AI Act in the same form: who carries which duty, who is exempt, the highest fine and when each rule applies. Every row has its article and a link to the official text.

• Artificial Intelligence Act (Regulation (EU) 2024/1689): 8 obligations · 6 exemptions · 6 dates
• Digital Services Act (Regulation (EU) 2022/2065): 8 obligations · 4 exemptions · 4 dates
• Digital Markets Act (Regulation (EU) 2022/1925): 7 obligations · 3 exemptions · 4 dates
• Second Payment Services Directive (Directive (EU) 2015/2366): 6 obligations · 5 exemptions · 3 dates

Highest fines compared

• AI Act: EUR 35 million or 7 % of worldwide annual turnover, whichever is higher (Art. 99(3))
• DSA: 6 % of worldwide annual turnover (Art. 52(3))
• DMA: 10 % of total worldwide turnover in the preceding financial year (Art. 30(1))
• PSD2: Set by each Member State; must be effective, proportionate and dissuasive (Art. 103)

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Machine-readable summaries for AI agents: /llms.txt and /llms-full.txt.