Article 46 — Information for the payer and payee after the initiation of a payment order
PSD2, Directive (EU) 2015/2366
What does PSD2 Article 46 say?
Short answer, straight from the official text
In addition to the information and conditions specified in Article 45, where a payment order is initiated through a payment initiation service provider, the payment initiation service provider shall, immediately after initiation, provide or make available all of the following data to the payer and, where applicable, the payee …
Source: PSD2, Directive (EU) 2015/2366, read 2026-08-14.
| In the act | EU 2015/2366 |
| CELEX | 32015L2366 |
| Read on | 2026-08-14 |
Official text
Read from the EU Publications Office for this CELEX number. The wording stands as published; nothing here is rewritten or summarised.
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In addition to the information and conditions specified in Article 45, where a payment order is initiated through a payment initiation service provider, the payment initiation service provider shall, immediately after initiation, provide or make available all of the following data to the payer and, where applicable, the payee:
(a) confirmation of the successful initiation of the payment order with the payer’s account servicing payment service provider;
(b) a reference enabling the payer and the payee to identify the payment transaction and, where appropriate, the payee to identify the payer, and any information transferred with the payment transaction;
(c) the amount of the payment transaction;
(d) where applicable, the amount of any charges payable to the payment initiation service provider for the transaction, and where applicable a breakdown of the amounts of such charges.
The text is quoted from the official source and is not legal advice. A national court reads the language version that binds in its jurisdiction.
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